EVITAL insurance information
EV insurance comparison guide
General information about the factors to review when comparing electric vehicle insurance products.
What to review when comparing EV insurance
When comparing insurance products, consider more than premium alone. The relevance of each feature depends on the policy, vehicle and your circumstances.
- Cover, exclusions and policy limits
- Excess options and eligibility
- How battery and charging equipment are treated
- Repair arrangements and replacement parts
Review the product details
Product availability, pricing, eligibility and terms vary by insurer and customer circumstances. Review the relevant PDS, target market determination and policy wording before acquiring insurance.
Explore the hub
Find the EV insurance information you need.
- EV insuranceA starting point for EV owners.→
- Electric car insuranceCover considerations for electric cars.→
- Comprehensive EV insuranceBroad cover considerations.→
- Third party EV insuranceCover for damage to others.→
- Business EV insuranceFor EVs used in business.→
- Fleet EV insuranceFor organisations with multiple EVs.→
- Luxury EV insuranceFor premium electric vehicles.→
- Used EV insuranceFor pre-owned EV ownership.→
- New EV insuranceFor drivers taking delivery.→
Frequently asked questions
Questions about EV insurance?
Why can EV insurance be different?
Electric vehicles use battery systems, high-voltage components and vehicle-specific technology that can affect assessment and repair considerations. The significance of those factors varies by vehicle, damage and insurer.
What does EV insurance cover?
Cover depends on the insurer, policy wording, selected options, exclusions, limits and eligibility. Read the applicable product documentation before acquiring cover.
Can I enquire about EV insurance through EVITAL?
Yes. You can submit an EV insurance enquiry to EVITAL. An enquiry is not an insurance application, quote, recommendation or confirmation of cover.
Take the next step
Want to make an EV insurance enquiry?
Send EVITAL your enquiry. Where appropriate, we may refer it to a relevant licensed insurance provider or intermediary.