EV insurance guide
Does insurance cover EV batteries?
EV battery cover can depend on the cause of damage, the policy wording and the terms that apply to your vehicle.
How battery cover may apply
An EV battery is a significant vehicle component. Cover for battery damage may be considered when it results from an insured event, subject to the policy wording, exclusions, limits and eligibility.
- Damage caused by an insured event
- The applicable policy terms and exclusions
- Assessment and repair requirements
- The vehicle's age, condition and specification
Damage, wear and mechanical issues
Battery wear, degradation and mechanical or electrical failure can be treated differently from accidental damage. Review the product documentation and ask the insurer how it applies to your circumstances.
FAQs
Frequently asked questions
Is battery degradation covered by EV insurance?
Cover for battery degradation depends on the policy. It may be treated differently from battery damage caused by an insured event, so check the applicable product documentation.
Will an EV battery need specialist repairs?
Battery assessment and repairs can require specialist equipment, procedures and qualified repairers. The applicable repair process depends on the vehicle, damage and policy.
Why can EV insurance be different?
Electric vehicles have battery systems, high-voltage components, specialist repair requirements and connected technology that can affect repair and replacement considerations.
What does EV insurance cover?
Cover depends on the insurer, policy wording, selected options, exclusions, limits and eligibility. Read the applicable product documentation before acquiring cover.
EV Insurance Information
Want to make an EV insurance enquiry?
Send EVITAL your enquiry. Where appropriate, we may refer it to a relevant licensed insurance provider or intermediary.